Steps to Use

STEPS to use *99#

Ran out of data? No worries! BHIM 2.0 now allows you to make payments and transactions even when you are offline. Simply dial *99# to enjoy a seamless offline transaction experience.

Features of *99# Service

  • Uses USSD as the access channel, which works across all GSM handsets (smartphones and otherwise), making it accessible to the last-mile user.
  • Supports menu-based applications that are easy for users to navigate.
  • Does not require data connectivity (operates on a signaling channel), making it a highly available service.
  • Available around the clock (works even on holidays).
  • Accessible through a common code, *99#, across all GSM operators and mobile handsets.
  • Provides an additional channel for using the BHIM app and serves as a key catalyst for financial inclusion.